Here's How To Get Access to Over 285 Lenders so you can choose which loan program works best for you...

Now you can get access to over 285 different lenders with our  Home Loan Finder Service.You'll get information on all the loan programs that you choose as often you want -  2x a week, weekly, etc.

It's easy -- just scroll down and fill out the sign up form...or call our 24hr Home & Loan Finder Hotline at 1-541-883-3421 and enter extension 0 to leave the information on our voice mail.

Did you know... - You Can Buy a Home ZERO down...Free Recorded message (541) 883-3421 Ext. 3007.  

There are several loan programs to purchase a home with ZERO down payment.

A 20% downpayment may not be required to eliminate PMI (or Private Mortgage Insurance)

Special programs and/or rates may be available for RELOCATION customers.

You may not have to have your current home sold to qualify for a new home purchase.

There are programs available to second homes or investment properties with MINIMAL downpayments.

There are no income verifying programs with as little as 5% down.

For FREE Mortgage Pre-qualification please fill out the form below: 

To rush your home loan, please go directly to Apply Online.

YES! I'd like to get access to over 285 different lenders & choose which programs will work best for me.
 

Free On-Line Pre-Qualification

Confidential information used for credit analysis only between you and our financing company.
Applicant's Name:
Co-Applicant's Name:
Mailing Address:
E-mail:
Daytime Phone:
Evening Phone:
Applicant Social Security Number:
Co-Applicant Social Security Number:
Applicant Date of Birth:
Co-Applicant Date of Birth:
Present Employment:  
Applicant:
from:
to:
Yearly Income:
   
Co-Applicant:
from:
to:
Yearly Income:
   
Do you own a home? Yes      No Present Home Sale Pending 
   
What is your Total Monthly Debt minus Housing Expenses ?
   
Do you have a sale pending? Yes      No  
If yes, do you plan on renting it or selling it? Rent     Sell    Not sure
   
Cash available for down payment:
Have you ever declared Bankruptcy? Yes      No 
When was it discharged?
Have you ever had an auto/boat repossessed? Yes      No 

When?

   
   
   
I am looking for the following loan:
Zero Down Payment Home Loan
1% Down Payment Home Loan
3% Down Payment Home Loan
5% Down Payment Home Loan
10% Down Payment Home Loan
25% Down Payment Home Loan
Loans with No Closing Cost
VA Loan
Adjustable Rate Loan
No-Point Loan

Authorization

Please initial below. By initialing you authorize UMCOA to obtain a credit report to assist in the pre-qualification determination.  This credit report is for pre-qualification purposes only.  If we proceed with a full application, a full factual data credit report may be ordered as part of the mortgage application process. A pre-qualification in not a commitment for a loan.  All commitments are issued in writing after the application has been fully processed and approved.

Borrower 1 Initial             Borrower 2 Initial

Please be sure to initial above before submitting!

 

Utilize the Free Home Finder Service to help locate the home of your dreams. Call the 24 hour recorded message to find out more about the Home Finder Service. (541) 883-3421 ext. 2017