Most people
usually say, "you
better shop around!" Pretty good advice, wouldn't you agree?
Especially when it comes to mortgages and buying a home. Mortgage financing is
without question one of the most important considerations in purchasing a
home. Put the right home and the best mortgage together and you can
realize many thousands of dollars in savings.
The Power of the Pre-Approved Mortgage
Think
about these very critical benefits realized from a pre-approved mortgage:
Perhaps when they say we're off "house
hunting" people aren't that far removed from reality. If you find
a home that you want to make yours, the chances are someone else does
also. Let's face it a great home gets attention no matter what the
market conditions and home owners would rather deal with a firm
purchase agreement rather that one filled with conditions on mortgage
financing. So if you run up against some competition in purchasing
your dream home, you're going to feel like you really are hunting.
With a pre-approved mortgage you have the weapon you need to come back
from the hunt a winner. Most pre-approved mortgage commitments allow
you to make your offer conditional for just a day. That pre-approved
certificate could make the difference in getting your dream home. Only
a percentage of home buyers go to this trouble, and are usually very
happy they did. It's a smart move and one you should do without
hesitation.
The pre-approved mortgage also gives you
"purchasing power". Not only do you guarantee yourself the
best mortgage rate, but you also greatly increase your ability to
negotiate with a seller.
With a pre-approved mortgage you protect
yourself against any rate increases during it's term of validity.
However, you DO NOT lose the right to a lower rate in the event rates
drop prior to closing.
It's almost unimaginable that any
home buyer would not take this most important step in purchasing a home. I
have made it easier that ever. Just click on the link below & complete the form
and by the
time I get together with you, you'll have that pre-approved mortgage and
will be ready to find that dream home. Click here
to Apply On-Line ...